Household Budget
A clear view of what’s coming in and going out.
● Posted ◌ Estimated Daily balances follow “Include estimated entries in balances” for the selected account. Income and expense totals include all entries. Transfers are excluded from income and expenses.
Hide categories
Select categories to hide from Calendar, Agenda, and the list below. Totals and balances always include every category.
This month’s transactions
Choose a transaction to view its details.
Spending by category
All accounts
Pending portion
Transactions
View saved entries and review incoming bank transactions for one account.
Saved transactions
Includes posted entries and recurring estimates through the date above. Select an entry to view or edit it.
Bank transaction review
Adding or matching updates this account’s calendar and balances after your approval. Review card payments as transfers.
Setup
Accounts
Set opening balances before transactions on each account’s start date. Enter card debt as a positive amount owed (a negative amount means a credit).
Categories
Manage the categories shared by your household. Renaming a category also updates saved transactions using it.
Your passkeys
Use Face ID, Touch ID, or a compatible passkey manager to sign in. Your password stays available as a fallback.
Bank connections
Connect a bank through Plaid or try Sandbox test data. Syncing stages transactions for review. On the Transactions page, adding or matching an entry updates its linked budget account after your approval.
Database backup
Download a PostgreSQL backup of the household database. It contains private financial data, password hashes, and session data. Store it somewhere secure outside this VM.
Household access
Members share this budget and can edit accounts and transactions. Invite someone only if they should have full access.
Invitation codes expire after 48 hours and can be used once. Share a code privately; the recipient chooses “Join with an invitation” on the sign-in screen.
Reconcile a statement
Compare the end-of-day statement balance with posted transactions. Estimates do not count. For a card, enter a positive amount owed or a negative amount for a credit.
Entries through statement date
Choose an entry to correct its amount, date, or status. Compare again after changes. Posted linked payments affect both accounts.
Saved reconciliation snapshots
Historical records capture the comparison at saving time; later transaction edits do not rewrite them.